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Chasing payments is a major headache for small businesses. Late payments disrupt cash flow and make it hard to manage day-to-day expenses. We’re focused on helping you get paid quicker by offering more payment options via Stripe.
Now, alongside credit card, debit card, Apple Pay, and Google Pay, you can use PayTo. Powered by Stripe, PayTo lets your customers easily pay you directly from their bank account. When your customers have more ways to pay, you’re more likely to get paid faster. That’s why we’re making more payment options available – so when the invoice lands in your customer’s inbox, they have no excuse to not pay. It’s fast, secure, and cost-effective.
PayTo is a real-time payment method in Australia that allows for both single and recurring payments, launched by NPP Australia, the organisation that operates the New Payments Platform, (Australia’s real-time payments infrastructure).
Think of it as a modern alternative to direct debit. It’s an integrated digital payment solution that lets customers authenticate and approve payments using their mobile banking app or online banking.
With PayTo, you can get instant payment confirmation in your Stripe account, so you can say goodbye to long processing times. You’ll have peace of mind knowing the money is on its way and can manage your cash flow confidently. When your customer authorises the payment, it will mark your invoice as paid, making bank reconciliation a breeze.
Chasing late payments takes time away from running your business. That’s why we’re investing in PayTo and other payment methods, to help you get paid on time, with less hassle. More choice means more invoices paid on time – so you can spend less time worrying about cash flow.
Here are some of the ways PayTo can benefit your small business:
If you’re a Xero customer using online payments, you can access Stripe’s beta version of PayTo. For now, PayTo is currently available for one-off payments only.
PayTo requires a Stripe account (and a valid ABN). To get started:
If your customer chooses to use PayTo, they’ll need to:
PayTo expands Xero’s payment options, giving your customers more ways to pay, so you can get paid on time, every time. Ready to streamline your payment process and improve your cash flow?
Learn more about offering PayTo here.
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