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James Bergin

Product Updates 4 min read Aug 2, 2024

Shaping AI to improve the way small business owners work

<img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full" src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin.">

James Bergin Aug 2, 2024 4 min read

Data & Insights 5 min read Dec 14, 2023

Five tech trends for small businesses in 2024

<img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full" src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin.">

James Bergin Dec 14, 2023 5 min read

Small Business Resources 3 min read Aug 23, 2023

How small businesses are navigating AI

<img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full" src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin.">

James Bergin Aug 23, 2023 3 min read

Data & Insights 3 min read Apr 16, 2023

What the future could bring for e-invoicing

<img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full" src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin.">

James Bergin Apr 16, 2023 3 min read

News & Events 5 min read Mar 29, 2023

What needs to happen for the metaverse to reach its potential for small business?

<img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full" src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin.">

James Bergin Mar 29, 2023 5 min read

News & Events 7 min read Feb 20, 2023

What are the real opportunities for decentralisation in 5 years?

<img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full" src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin.">

James Bergin Feb 20, 2023 7 min read

News & Events 6 min read Feb 15, 2023

Five tech trends for small businesses to watch in 2023

<img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full" src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin.">

James Bergin Feb 15, 2023 6 min read

Accountants & Bookkeepers 4 min read Sep 8, 2022

Three key takeaways from our Xerocon Sydney blockchain session

<img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560/2560;"><noscript><img class="w-10 rounded-full lazyload" data-src="https://blog.xero.com/wp-content/uploads/2023/12/James-Bergin-profile-photo-scaled.jpeg" alt="Profile photo of James Bergin." src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 2560px; 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James Bergin Sep 8, 2022 4 min read

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