Introducing XeroForce: Your no code custom AI agent builder for financial workflows

We know that for many small businesses and advisors, repetitive, manual tasks take up too much of your day-to-day,  keeping you from the higher-value work you want to focus on. This not only eats up time but adds stress, with Xero’s Emotional Tax Return report finding 70% of business owners see financial management as a stressor, and 28% struggle with chasing bills and tracking down receipts at the end of the fiscal year. 

We’ve been listening to this feedback, and it’s why we built XeroForce.

XeroForce is a natural language custom AI agent builder designed to help you turn time-consuming repeatable and manual financial tasks into durable, scalable AI workflows. No technical expertise needed. No coding required. Just a team of agents designed to meet the specific needs of your business, working across Xero and third-party apps you already use.

Custom AI agents can be built using simple, natural language prompts. Describe how you work and share your specific requirements in plain language, including your review steps, client sign-off limits, and specific industry tax rules.  For a process like month-end close that involves a list of steps, XeroForce lets you build out your close process one workflow at a time. For each step, you can define a workflow – for example, “on the 5th of every month, get clarification on uncoded transactions.” Within seconds, your agents will be up and running, automating workflows across Xero and the apps you already use. Every workflow shows what ran, when, what data it touched, and what’s waiting on a sign-off. You decide what runs on its own.

These agents are always-on, watching for events or actions, such as email replies or filing dates, and completing tasks in the background over days or weeks while you focus on more strategic work. Other key features include:

No technical expertise required: Stay focused on the needs of your business, not on being a developer. With XeroForce you can easily customize agents without writing code or crafting complex prompts.

Purpose-built design: XeroForce is designed from the ground up with logic specific to small business financial workflows – from month-end close and ongoing reporting to organizing tax documents, PO validation, payrun approval and more.

Audit trails: Unlike generic AI platforms, every action is logged and traceable which is critical for compliance and client trust. 

Bulk action across clients: Many accountants and bookkeepers manage hundreds of clients and XeroForce enables workflows that operate at practice-wide scale, not one conversation at a time.

XeroForce is built on Xero’s two decades of powering millions of small businesses and accountants around the world, combined with its deep financial domain and compliance expertise. Xero doesn’t just capture data – it organizes how that data is connected and understood to create a rich context layer. This is what sets XeroForce apart, going beyond raw data to deliver tailored use cases for small business financial workflows, along with the auditability and visibility essential for compliance and client trust.

We’ve opened early access to XeroForce, with broader availability coming in the months ahead. Learn more and join the waitlist here.  

XeroForce is the latest AI innovation in the continued evolution of Xero from a system of record to a system of action to help small businesses and accountants thrive in the agentic era. It is built on Xero OS,  Xero’s AI-native financial operating system, which also powers JAX, and is grounded in our commitment to Accountable Intelligence.