Real-time financial intelligence, wherever you work? Xero and Anthropic just made it possible.

Every day, millions of small business owners are asking the same questions. Why is cash tight this month? Which invoices are overdue? Can I afford to hire?

These aren’t complicated questions. But getting reliable answers, fast enough to actually act on, has always been harder than it should be. With Xero, that is changing.

I’m thrilled to announce that Xero and Anthropic are entering a multi-year partnership that will bring Claude’s AI directly into Xero — and Xero’s financial data and tools directly into Claude.ai. For the first time, our small businesses and their advisors will be able to work with their financial data directly inside a major AI platform – allowing them to access real-time financial intelligence and act on it, wherever they choose to work.

Intelligence that follows you

We’ve always believed that Xero should do the heavy lifting for you. Our financial superagent JAX is the cornerstone of this vision. It’s designed to move Xero from a system of record to a system of action – not just surfacing information, but acting on it. 

JAX, powered by Claude’s advanced reasoning, will perform essential tasks like proactively analysing your revenue and profit performance, tracking real-time cash flow, and identifying unpaid invoices, then recommending the actions you should take. Not in a static monthly report, but in real-time, when it matters.

And if you’re working inside Claude.ai, you’ll be able to bring your Xero financial data with you. This means you will be able to combine your real-time revenue, profit and invoice data with external market trends or a business plan you’re drafting, and evaluate different scenarios, like your year-end position, without switching between tools. Over time, you’ll also be able to trigger end-to-end financial actions with a single click, directly from Claude.ai.

This is what we mean when we say trusted intelligence shouldn’t be locked into one platform. It should follow the customer, securely, wherever you work. We see this as an empowering factor for advisor and small business customer collaboration. 

Built on 20 years of financial trust

Xero has spent two decades building the financial platform that millions of small businesses depend on today. That’s not a marketing line, it’s the foundation everything we build sits on. Our customers trust us with their most sensitive business data, to keep them compliant, and to do so with accuracy that can’t be compromised. In the complex work of finance, that trust is non-negotiable.

It’s why data responsibility is foundational to this partnership, not an afterthought. Financial data shared between the platforms is used solely for that specific session. Your proprietary business data is never used to train Claude’s AI models. 

From system of record to system of action

When I think about what this partnership really means, it comes back to a core belief: small businesses and advisors don’t just need data. They need a digital partner that acts on it.

For too long, the admin burden has fallen on the shoulders of business owners who are already stretched thin. Reconciling accounts, chasing invoices, piecing together a cash flow picture from multiple reports – none of that is why someone started their business. By shifting that burden to a team of agents orchestrated by JAX, we’re giving our customers something genuinely valuable: time back, and the clarity to make informed decisions about their future.

Claude-powered insights within Xero, and the integration of Xero into Claude.ai, will be available in the coming months. I’m so proud of the team’s work to kick off this partnership, and I can’t wait for you to experience it.