So awesome! So many clients will absolutely love this.

OMG!! This is great!

What I’d love to see is the ability to pre-enter transactions and reconcile transactions like xero proper does.
Last time I looked, xero personal was merely an ‘after the fact’ recording tool

Well done guys! Works well.

When will we see TSB on there?

Woo Hoo !! Now I can track my wife’s shoe spending much closer !

Congrats on this major milestone. Just noticed, though, that you don’t support multiple currencies with Xero Personal yet. I was hoping you’d be the first real app (web or desktop) to support this (with bank feeds) – hopefully it’s just around the corner as unfortunately, with only one currency being supported, it doesn’t fill a gap left by other vendors. Thanks.

Awesome about the feeds, sux about MoneyMap! not happy!!!

Any idea if/when this will be implemented? Otherwise I’ll cancel MoneyMap and sign up on a personal account.

Can you please explain how I can (or will be able to) get BNZ and other bank accounts automatically or will this not ever be possible. I have a Kiwibank account and a BNZ account. Can I exit from Moneymap and keep all my three years of data?

@Jimmie80 seems ironic that in order to achieve technical equality with “personal” subscribers rather than Money Map subscribers Xero appear to require us to cancel one account and then resignup to another one, er, the same one. Not sure about you – but if this is indeed the requirement, then I hope they don’t mind that I’ll survey the market before I recommit.

Xero – would be great if one didn’t need to do this as a workaround to get to the desired end result…

Yep, time to close the BNZ account if they are going to be closed minded. Kirsty’s question is also very relevant.

Just found ANZ have a card like Global Plus. Has Air NZ points and half the price and earns air points faster. Going to jump in the morning unless I hear something better from BNZ. Will be great to get all accounts on auto feeds. Just painful to have BNZ not joining in.

@sara goepel – who provides me the service I am paying $60 a year for? Is it Xero or BNZ? Presumably Xero is providing the BNZ an ability to resell their (your?) service? If that’s the case – why are you claiming the BNZ are the ones blocking me (& others) an ability to get the same functionality others get? It just seems like a mickey mouse way to point the finger but not try and figure out a solution. BNZ Money Maps was the big song and dance because it allowed for feeds on personal accounts, and for an extended period was the only bank account allowing for feeds on personal accounts. Now you’ve finally released feeds on some (more) banks for personal accounts, it seems totally contradictory to those early Xero supporters (Money Map subscribers) to deny us the chance to have other accounts fed in as well. As some others have eluded above, and you’ve replied that importing Money Maps data isn’t possible yet – I have some questions:
1) is Money Maps a different technical platform to Xero Personal, or has Xero specifically reduced/applied some limitations (e.g. such as account exports)
2) You state that BNZ requested that Money Maps not allow other banks feeds in, and that BNZ not be a part of Xero Personal bank feeds. Given the reasoning Xero has previously provided seemed to pertain to some sort of exclusivity period that BNZ was granted on the Personal/Money Maps side – why does the BNZ get to dictate what sort of service the end user gets from Xero, just because they bank with the BNZ?
3) If someone like me with BNZ Money Map wishes to see my BNZ personal accounts and other non BNZ personal accounts with bank feeds setup in the Xero Personal platform – what is the way one could achieve this?

I can’t see why it is up to BNZ as to whether or not you offer a way for us to keep our data if we want to stay with Xero over BNZ! There must be other reasons that people move banks other than this mess up and I would have thought you would want to find a way to keep customers that have been with Xero Personal since the beginning!!

I can see how Xero’s hands are tied with this Money Map issue. I suspect when Xero was a fledgling company needing as much business it could get, it basically got a deal with BNZ to provide a personal budgeting platform (you could say BNZ helped bank-role the development of Xero personal). BNZ want to protect their investment by not allowing other Banks to have automated feeds, but this is kind of counter-intuitive if there is an almost identical product supporting Bank Feeds (but excluding BNZ). I think BNZ needs to pull its head in and just open up it’s version to allow feeds from other Banks (they are getting the revenue for Money Map after all). They could keep the restriction on Xero Personal for BNZ feeds (so users had to use Money Map if they were a BNZ customer – allowing BNZ to get the revenue rather than Xero), but not sure why BNZ are making such restrictions as they are an IPO Shareholder in Xero anyway! But Xero made a huge mistake in sending out the Xero Personal email about feeds to MM customers yesterday.

according to the current website http://www.bnz.co.nz/personal-banking/footer/online-banking/internet-banking/moneymap

“MoneyMap is powered by Xero

Xero Personal is the software behind MoneyMap and we’ve integrated MoneyMap with BNZ Internet Banking. This means you can see your MoneyMap summary graphs as soon as you log into Internet Banking.”

If indeed Xero Personal is the software behind MoneyMap – then I can only assume Xero (whether at BNZs request or not) are blocking the functionality that allows for MM subscribers to bring in feeds from other banks, on the Xero platform. I still haven’t had my queries above answered – but I assume that BNZ has nothing to do with Xero Personal other than being a reseller.

For all my ranting – I just want to know – is there a solution within Xero Personal that allows me to get bank feeds from BNZ and from non BNZ accounts AND keep all the data I’ve gathered through Xero MM thus far?

@cameron – they get the revenue as it is the BNZ that I pay my MM fee to (but yes, no doubt a portion of that goes to Xero), as opposed to Xero Personal of which BNZ would definitely get no revenue.

More on the mess between BNZ Money Map and XERO (refer prev blog posts).

XERO is a fantastic product – and XERO Personal extends the reach – however there is a major disconnect between XERO and the BNZ especially if you have personal accounts both with the BNZ and any other bank – whereby you must choose between either BNZ Money Map with only BNZ feeds and then you must either generate a separate XERO Personal account for your ASB etc Feeds – or you manually enter your ASB data into the BNZ Money Map – or you have two accounts, XERO Personal and BNZ Money Map – or vice versa.

As far as I can see – it is BNZ which is the culprit in this instance – as it is predatory and anti-competitive in how it allows both XERO and myself to utilise the BNZ “feeds”.

I have had XERO Business – with my BNZ Business accounts for several years – fantastic.

I have Personal accounts and Credit Cards with BNZ, HSBC, and ASB – I can get some feeds on XERO Personal (but not the BNZ) and I can get the BNZ Feed on BNZ Money Map – but not any other Bank Feeds – so am required to have both XERO Personal and BNZ Money Map – this results in me not being able to see all of my Personal Accounts on any single XERO based platform – and off course pay annual fees to both XERO and the BNZ!!

This is a predatory action, and I think anti-competitive action from the BNZ.

Having said that – it then also becomes a XERO problem and responsibility to sort out this mess.

Queries:

1. I understand that it is relatively early XERO Personal days – but can you advise me as to when this anti-competitive action regarding the BNZ and XERO will be resolved??

2. Can you also post a list of anticipated dates for each NZ based Bank – as to when you anticipate you will have their respective feed will be available in XERO Personal.

I note that thie list of bank feeds overseas is comprehensive when compared to NZ (via Yodlee etc) however it is important that XERO recognises their home country supporting customers and provides all of these NZ bank feeds asap.

XERO – I look forward to your earliest and comprehensive answers to the above two queries.

Cheers – Trevor

Well my new ANZ card is in the post and I am closing my BNZ account. Auto bank feeds are just too good to miss out on.

Perfect! Except I need kiwibank (FYI above; their Airpoints Platinum earns slightly more air points then everyone else, A$1 per $90 spent).

I hope kiwibank don’t hold out due to their http://www.heaps.co.nz product…

Good news about the bank feeds. The three MAJOR outstanding issues (in my opinion) include:
1. Ability to set specific begin and end dates in the reports
2. Ability to expand the income and expense categories to see underlying detail
3. Ability to print various reports

Any news of if Xero is working on any of these?

The Xero Personal news probably badly misled 100 users for each one that will accept its limits. Few will want the same rather small banks for checking, savings and credit cards.

I have been waiting for Xero Personal to have an iPhone app before starting to use it for PFM (I use it for my business with no complaints), however the feeds excited me and I was keen to sign up and start using it (up until now I haven’t seen much value add to my software based solutions)

Unfortunately I bank with First Direct (from HSBC) and it is not supported in the feeds. Presumably it will be added, but is there any way to find out when?

Thanks

I love Xero Personal so much I changed banks yesterday so I could use feeds. Yay for lazyness! haha
Although PLEEAAASE Xero could you improve the personal app? I (and I’m betting others!) would be happy to pay a small extra fee for access to a more featured app (don’t forget to include android!)

Thank you for your continued awesomeness at Xero, you’ve made accounting fun – something I thought would be impossible!!

I would like xero personal to have feeds from worldwide banks, ie us, uk and nz – could be reported in a single currency? Xero is amazing and has done great things – so this should be easy? And why can I not load a feed from a bnz credit card? Your comments will be appreciated.

Hi there, I am set up to receive email alerts each time my internet banking is accessed – do you know with the bank feeds will this trigger an email alert also. This is with Westpac.
Also, when will Kiwibank be onboard with the bank feeds…. it is so much easier when it all happens automatically – love it!
Many thanks,
Emily